Could be dry skin. If you shave it could be razor bumps. At worse it could be crabs.
Probably dry skin, heat rash, crabs, or chaffing. Hopefully, it is not anything as serious as crabs.
Because its a moist, warm area you can get a fungal infection in the groin its called 'jockstrap itch'. Women can get it under their breasts, especially in the hot weather and if the breast is large.